Personal Loan

We help finance adventures, education and hobbies. Start an application online in under a minute.

Why Borrow With Us?

Low Rate

Loans from a Variable Interest Rate of  7.9% (8.2% APR*)  

Easy Application

Start Your Application Online.

Join & Apply

No Waiting For New Members

Borrow Up to €100,000

Finance Big or Small Projects.

Our Personal Loan is Really Personal

What Would You Buy?

We Help Finance

  • Borrow from €500 to €100,000
  • Flexible repayment terms and options
  • Free loan protection insurance (T&Cs Apply)
  • No penalty for early repayment of your loan balance

Contact us and see if we can help!

Apply Now

Capital Credit Union Loan Calculator

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Warning: The cost of your monthly repayment may increase.

The information provided on this Calculator is for information purposes only and does not constitute an offer of credit or any form of advice, recommendation or arrangement by the Credit Union. The calculation is based on limited information provided by you, a credit decision will require further information and full underwriting.

The information collected on this form is not stored or processed in any way, other than to operate this calculator. It is not transmitted to any third party or used for any other purpose. It is recommended that you close your browser session completely when you have finished using the calculator.

Lending criteria and terms and conditions apply.

*APR = Annual Percentage Rate

The calculation is based on a maximum unsecured borrowing of €50,000, for amounts larger than this please contact the Credit Union. Security may be required.

A loan of €2,000 over 2 years with 24 monthly instalments costs €94.05 per month at a variable rate 11.9% (Annual Percentage Rate (APR) 12.6%). Cost of credit is €257.20 . The total amount you pay is €2,257.20 Variable rates may increase which would cause the cost of credit to increase.

A loan of €5,000 over 3 years with 36 monthly instalments costs €162.28 per month at a variable rate 10.4% (Annual Percentage Rate (APR) 10.9%). Cost of credit is €842.08. The total amount you pay is €5,842.08. Variable rates may increase which would cause the cost of credit to increase.

A loan of €20,000 over 5 years with 60 monthly instalments costs €404.57 per month at a variable rate of 7.9% (Annual Percentage Rate (APR) 8.2%). The total amount you pay is €24,274.20.Variable rates may increase which would cause the cost of credit to increase.