Low Rate
Great value interest rate – from only 7.9% (8.2% APR*)
Easy Application
Start Your Application Online.
Join & Borrow
No Waiting For New Members
Loans up to €100,000 over 10 years
Financing your home improvements.
Home Improvement Loans
WHY BORROW WITH US?
Get a Home Improvement loan:
- Borrow between €10,000 – €100,000
- Great value interest rate – From only 7.9% (8.2% APR*)
- Quick loan decision – usually within 24 hours
- High loan approval rating – over 95%
- Flexible repayment options
- Free loan protection insurance (subject to T&Cs)
- No transaction fees or administration charges
- No penalty for early repayment of loan balance
- Contact us and see if we can help!
Loan Calculator
A loan of €2,000 over 2 years with 24 monthly instalments costs €94.05 per month at a variable rate 11.9% (Annual Percentage Rate (APR) 12.6%). Cost of credit is €257.20 . The total amount you pay is €2,257.20 Variable rates may increase which would cause the cost of credit to increase.
A loan of €5,000 over 3 years with 36 monthly instalments costs €162.28 per month at a variable rate 10.4% (Annual Percentage Rate (APR) 10.9%). Cost of credit is €842.08. The total amount you pay is €5,842.08. Variable rates may increase which would cause the cost of credit to increase.
A loan of €20,000 over 5 years with 60 monthly instalments costs €404.57 per month at a variable rate of 7.9% (Annual Percentage Rate (APR) 8.2%). The total amount you pay is €24,274.20.Variable rates may increase which would cause the cost of credit to increase.
Terms & Conditions Apply –Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at Capital Credit Union. It does not constitute a loan offer.
Loans are subject to approval. Terms and conditions apply.
*APR Annual Percentage Rate
Capital Credit Union is regulated by the Central Bank of Ireland.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.