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Capital Credit Union

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    Are you a member of Capital Credit Union?*
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    Contact Details

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    Name*
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    Please enter your personal email address.
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    Applying for a loan requires processing of your personal data.*
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    Consent

    Personal Details

    Please fill in your Date of Birth*
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    Do you know your membership number?
    Please use all capital letters
    Are you applying as a couple?
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    Triggers docs for full or part time emploument
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    Triggers docs for self employment
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    Triggers docs for unemployed, student, retired
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    Sum of employment codes. Passed via url to Doc Upload
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    Please enter your home address
    Living Situation*

    If resident for less than 3 years please supply previous address
    Previous Address

    Your Employment Details

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    Employer Address*

    Your Income

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    Do you receive any additional income(s)?*
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    Please make sure to answer all the above questions to proceed.

    Additional Incomes
    Please list additional incomes and the monthly amount received from them here. Use the "+" symbol to add more income types.
    Income Type
    Monthly Amount
     
    Do you receive any rental income?
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    Your Outgoings

    Monthly Liabilities
    These are fixed payments you make every month such as mortgage, rent, insurance, PCP, loan repayments etc. You can add additional types by clicking the "+" symbol beside the amount field.
    Expense Type
    Monthly Amount
     
    Do you have a credit card?*
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    Do you have any children or dependants?*
    Creche, childminder, etc.

    Based on the information you have provided, it looks like you're eligible for this loan.
    Please note: the eligibility check is not a guarantee of a loan decision.

    Based on the information you have provided, your affordability is close to the limit, so we may need a bit more information to move forward.
    Please note: the eligibility check is not a guarantee of a loan decision.

    Based on the information you have provided, it looks like your affordability is currently above our recommended limit. However, a member of the loans team will review the information supplied and will be in contact in due course.
    Please note: the eligibility check is not a guarantee of a loan decision.

    Would you like to quickly review the loan details?*
    You can check the amount your applying for, stated loan purpose and term or you can continue to fill out the form.

    A loan of over a year period would cost € per month at a variable rate of :% (APR %).

    The cost of credit is € and the total amount repayable is {:80}.

    Variable rates may increase which would cause the cost of credit to increase. The maximum loan term for online and in-app applications is 5 years. The minimum loan duration varies depending on the type of application, such as in-branch or online.

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    Declarations and Consents - please read carefully before submitting

    Below, the terms ‘we’ or ‘us’ refer to the Credit Union.
    Before we can proceed with your application, your account must be up to date. Please confirm the following:*
    • My ID on file (passport or driver’s licence) is current and not expired.
    • I have updated my proof of address if I’ve moved or if it’s over 5 years old (from date of issue). The new proof is dated within the last 6 months.
    • My account is active; I have used my account within the last 3 years.

    If your Proof of Address or ID is out of date, or your account is dormant, please contact us on (01) 299 0400 to resolve.

    Credit Checks

    We’re required under the Credit Reporting Act 2013 to share your credit details for loans of €500+ with the Central Credit Register, and we may check your credit history as part of your application. By applying, you authorise these checks.

    Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

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    The maximum monthly repayment you could afford is:

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    Address

    For a list of all Capital Credit Union branches see here
    HEAD OFFICE
    Capital Credit Union,
    Main Street,
    Dundrum,
    Dublin 14
    D14 PD79
    Ireland
    Email: info@capitalcu.ie
    Phone: 01 299 0400

    Privacy Policy |
    Terms and Conditions 

    Capital Credit Union Ltd is regulated by the Central Bank of Ireland

    © 2026 Capital Credit Union.

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