Skip to main content
 
 

Personal Loan

We help finance adventures, education and hobbies. Start an application online in under a minute.

Why Borrow With Us?

Low Rate

Loans from a Variable Interest Rate of  7.9% (8.2% APR*)  

Easy Application

Start Your Application Online.

Join & Apply

No Waiting For New Members

Borrow Up to €100,000

Finance Big or Small Projects.

Personal Loan

Key Features

Why a Credit Union Loan?

  • Free Loan Protection Insurance
  • Flexible repayment options.
  • No penalty charges for early repayment.
  • No hidden fees or set up costs.
  • No upfront repayments.
  • No transaction charges.
  • Loan Rate –  8.2%APR*

Contact us and see if we can help!

Apply Now

Capital Credit Union Loan Calculator

The information provided on this Calculator is for information purposes only and does not constitute an offer of credit or any form of advice, recommendation or arrangement by the Credit Union. The calculation is based on limited information provided by you, a credit decision will require further information and full underwriting.

Disclosures

*APR (Annual Percentage Rate): Maximum Variable APR 12.6%

Loan Term Options: Repayment terms of 1 – 10 years. No penalty charges for early repayment.

Fees and Charges Disclosure:

  • No hidden fees or set-up costs.
  • No upfront repayments.
  • No transaction charges.

Contact Information:

Phone: 01 299 0400 Email:info@capitalcu.ie

Consequences of Non-Payment:

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.

Warning: The cost of your monthly repayment may increase.

Representative Example:

A loan of €2,000 over 2 years with 24 monthly instalments costs €94.05 per month at a variable rate 11.9% (Annual Percentage Rate (APR) 12.6%). Cost of credit is €257.20 . The total amount you pay is €2,257.20 Variable rates may increase which would cause the cost of credit to increase.

A loan of €5,000 over 3 years with 36 monthly instalments costs €162.28 per month at a variable rate 10.4% (Annual Percentage Rate (APR) 10.9%). Cost of credit is €842.08. The total amount you pay is €5,842.08. Variable rates may increase which would cause the cost of credit to increase.

A loan of €20,000 over 5 years with 60 monthly instalments costs €404.57 per month at a variable rate of 7.9% (Annual Percentage Rate (APR) 8.2%). The total amount you pay is €24,274.20.Variable rates may increase which would cause the cost of credit to increase.

You must be a member of Capital Credit Union to be granted a loan. To become a member you must live or work within our common bond.

Loans are subject to approval.

Terms & Conditions Apply – Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at Capital Credit Union. It does not constitute a loan offer.