Low Rate
Loans from a Variable Interest Rate of 8.2% APR .
Easy Application
Start Your Application Online.
Join & Apply
No Waiting For New Members
Borrow Up to €100,000
Finance Big or Small Projects.
Capital Credit Union are delighted to partner with local businesses in our catchment area. This will provide our members with a quick and affordable alternative to high-interest credit cards or store credit.
CU SmartPay will provide you with:
- Priority access to our dedicated loans team
- A great value loan with flexible repayments
- Keep money in the local community
- Potential discounts from local businesses
Contact us and see if we can help!
The information provided on this Calculator is for information purposes only and does not constitute an offer of credit or any form of advice, recommendation or arrangement by the Credit Union. The calculation is based on limited information provided by you, a credit decision will require further information and full underwriting.
The information provided on this Calculator is for information purposes only and does not constitute an offer of credit or any form of advice, recommendation or arrangement by the Credit Union. The calculation is based on limited information provided by you, a credit decision will require further information and full underwriting.
The information collected on this form is not stored or processed in any way, other than to operate this calculator. It is not transmitted to any third party or used for any other purpose. It is recommended that you close your browser session completely when you have finished using the calculator.
Lending criteria and terms and conditions apply.
The calculation is based on a maximum unsecured borrowing of €50,000, for amounts larger than this please contact the Credit Union. Security may be required.
A loan of €2,000 over 2 years with 24 monthly instalments costs €94.15 per month at a variable rate 12% (Annual Percentage Rate (APR) 12.68%). Cost of credit is €259.60 . The total amount you pay is €2,259.60 Variable rates may increase which would cause the cost of credit to increase.
A loan of €5,000 over 3 years with 36 monthly instalments costs €162.51 per month at a variable rate 10.5% (Annual Percentage Rate (APR) 11%). Cost of credit is €850.36. The total amount you pay is €5,850.36. Variable rates may increase which would cause the cost of credit to increase.
A loan of €20,000 over 5 years with 60 monthly instalments costs €404.57 per month at a variable rate of 7.9% (Annual Percentage Rate (APR) 8.2%). Cost of credit is €4,274.20. The total amount you pay is €24,274.20.Variable rates may increase which would cause the cost of credit to increase.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.