‘If YES is selected:

· There is no need to physically sign a direct debit mandate form and return to us. We will update your payment details using the existing payment terms.
· You must be the holder of the account to be debited.
· If you are using someone else’s account, then that person needs to contact the Credit Union directly.
· The account type provided must be able to process SEPA Direct Debits.
· If the account is held in joint names, you can still proceed as long as only one person's signature is needed for sign-off. However, if a second signature is required for this bank account, please contact the Credit Union directly.

If NO is selected:

· We will issue a direct debit mandate form to sign and return to us.
· Non-return of this Direct Debit mandate for may result in your loan going into arrears (if applicable).