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Home Energy Saving Loan

Get a 35% grant and a low rate loan for improving your home’s energy efficiency
One Low Rate
7.13% APR
End to End
Our loan can finance the project while REIL will handle the grant application and the retrofit works
Applying Is Easy
Simply fill out our expression of interest form and we’ll take it from there
Save on Bills
Your upgraded home will be cheaper to heat and a friendlier to the environment.

Insulation? Double Glazing?

Learn More About Applying For Home Energy Saving Loan

Who can apply?

This scheme is open to members of Capital Credit Union to improve the energy efficiency of their home (once it was built prior to 2006), either by insulating the roof or walls, upgrading the heating or by making a number of recommended energy saving improvements.

How much can I apply for?

Minimum borrowing of €3,250. So that means energy works of a minimum of €5000 in value required.

Grant on works 35% available. Energy works of €5,000 in value will attain a grant of €1,750.


How do I apply?

Grant on works 35% available. Energy works of €5,000 in value will attain a grant of €1,750

*Representative example as of July 2018: based on Community Energy Loan of 6.9% (7.13% APR) variable and a loan of €3,250 over 3 years.
Monthly repayments would be €100.20. Total Interest payable would be €357.20. Total Amount repayable would be €3,612.60

Please note: If your home has previously been grant-aided by SEAI for a specific energy measure, no further grants will apply for the same works. However you can apply under this scheme for an SEAI grant to carry out additional or new energy saving home improvements. Your eligibility will be checked by REIL to see what measures you can avail of for an energy retrofit grant. All expressions of interest must be received by Friday, 7th September 2018.

Need help or more information?

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Capital Credit Union is regulated by the Central Bank of Ireland .

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