Skip to main content
 
 

Home is where the heart is.

Home Loans up to €300,000

Why Borrow With Us?

Low Rate

Great value interest rate – from only 4.9% APR* interest

Easy Application

Start Your Application Online.

Apply

Clear your bank mortgage and Downsize your home

Borrow Up to €300,000 over 25 years
Home Loans

WHY BORROW WITH US?

Get a home loan to:

  • Buy a house
  • Carry out major home improvements
  • Buy your home from the council
  • Clear your bank mortgage

Home mortgage loan from Capital CU?

  • Borrow up €300,000 for a home loan
  • Great value interest rate – from only 4.9% APR* interest
  • Flexible repayment options

Contact us and see if we can help!

Loan Calculator

Loan Calculator

Please note:

  • Maximum LTV (Loan to Value) = 80% on PPR (Principal Private Residence)
  • A First legal charge is required for all home mortgage loans
  • Our mortgages are for Principal Private Residence only
  • We do not provide mortgages for investment, rental properties, self built or holiday homes.

Representative example: €200,000 loan repayable over 20 years. Rate of interest 4.8% per annum variable. *APR (Annual Percentage Rate) 4.9%. 240 monthly repayments of €1297.91 per month. Total amount payable is €311,499.59 Variable rates may increase which would cause the cost of credit to increase.

Terms & Conditions Apply –Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at Capital Credit Union. It does not constitute a loan offer.

Loans are subject to approval. Terms and conditions apply.

*APR Annual Percentage Rate

Capital Credit Union is regulated by the Central Bank of Ireland.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Warning: If you do not keep up your repayments you may lose your home.